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Contact your local bank (must be a big bank) and ask for it. If your product is legit or you can make it seem legit you can get a good CC processor. Gotta be willing to pay some heavy fees though. The "affiliate" or "shady" friendly processors that huge fees (5-8% of revenue). And you gotta make sure your chargeback ratio doesn't go over 1-1.5%.
 
Contact your local bank (must be a big bank) and ask for it. If your product is legit or you can make it seem legit you can get a good CC processor. Gotta be willing to pay some heavy fees though. The "affiliate" or "shady" friendly processors that huge fees (5-8% of revenue). And you gotta make sure your chargeback ratio doesn't go over 1-1.5%.
Yea, our bank is big and they represent shady companies, but they refuse to work with us as a merchant, especially with subscriptions...
 
1. Check your spam box.
2. Open any psudo-pharma or nutrient offers you see there.
3. Attempt to make a buy and see what payment processors are being used.
If you do not know, they are almost always hidden, processed through API that client side does not see...
 
Make a purchase. You do have a prepaid credit card for finding out? If it's not worth the small amount of money to find out -- then you can't afford to know.

Obviously, the transactions are being processed somehow. My best guess is that they are paying a high-risk rate 10% or more. Or, they are using MIDs of more legit merchants and sneaking purchases through somehow.
Hm, I am not sure that it is shown on transaction which merchant is in use...
 
if you aren't dealing in any shady meds.. i dont think it should be difficult for you to acquire a merchant account with a mainstream acquiring bank. If you do some further research, you will know that there are plenty of PSP's and banks out there who work with Nutra merchants.
 
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Alz, did you end up finding a processor? I know a UK nutra startup that had trouble finding CC processing until recently. Seems like startups face a challenge getting accepted by banks.

Hey!

Can anyone recommend any CC Merchant that works with pseudo pharm (a.k.a. nutra) products with subscriptions? :)
 
1. Check your spam box.
2. Open any psudo-pharma or nutrient offers you see there.
3. Attempt to make a buy and see what payment processors are being used.


Graybeard, Jan 21, 2018

towhidzaman likes this
 
Make a purchase. You do have a prepaid credit card for finding out? If it's not worth the small amount of money to find out -- then you can't afford to know.

Obviously, the transactions are being processed somehow. My best guess is that they are paying a high-risk rate 10% or more. Or, they are using MIDs of more legit merchants and sneaking purchases through somehow.


Graybeard, Jan 22, 2018
 
Hm, I am not sure that it is shown on transaction which merchant is in use...

That's a point; US law (perhaps VISA/MC) requires only the billing *seller* be listed on the statement.
I Just made a fake buy of .penis pills. just for kicks. They accepted my fake info and emailed me they would fraud check and get back with me .. LOL They are trying a call-in transaction ( I am guessing) of shopping where to place the order and get paid? Obviously, they haven't got an online processor. I was involved with PCI-DSS credit card processing, anti-fraud mainly, know the rates. If you are a legit seller like selling vitamins and supplements (Amazon, Walmart, Tesco, etc it would just run through a high-volume MID and the chargebacks would be a diluted issue.

If they have a legit biz in something else they may just be slipping it through that way?

Subscriptions in processing are problematic if you are not a well known entity -- they have high chargeback ratios. That is a problem with porn pay site subscriptions too. We did adult webcams so it was a closed end purchase -- one-at-a-time sale.

VISA Europe? (Diet, Muscle and Male enhancement) for AT, DE, BE, NL, CH, FI, SE --- have you considered SEPA/EFT? In the US you can do monthly ACH payments. Banks like clean business. Verotel in Amsterdam might do it. Be careful with them tho.


Graybeard, Jan 22, 2018

no2pencil likes this.
 
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