let me add something to this, if you are in a partnership or someone else is cosigning for you or vice versa, keep in mind what they do affects you. therefore be careful who you climb into the business bed with. it can ruin you.
Nice advice, it's always a good idea to check the terms of your credit agreement, and ensure that if you do a balance transfer, ensure you know the other that your payments are sent to, or you could have debt accumulating
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