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WARNING Online Banking - Beware Limbo Trojan

Linda Buquet

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Online Banking WARNING - Beware Limbo Trojan

I just spent 1/2 on phone with tech support from my bank (one of the top 5 major banks in America).

Wanted to WARN EVERYONE!!! I just had either the new Limbo trojan or Clickjacking try to steal my online banking ID and password. The way it works is VERY tricky. It's
not obvious like with phishing. You are TOTALLY on your bank site, bank url, even https secured address and no obvious sign you are getting your account jacked unless you know what you are looking for.


SEE WHY THIS IS SUCH A BIG DEAL BELOW in RED

Larry posted a couple days ago about the ClickJacking cross browser exploit that has security experts, Microsoft and Mozilla really concerned. It affects every browser. (THANK YOU LARRY - if I had not read this article I would not have figured this out in time to prevent having my bank account hijacked)

Warning To Disable Browser Plug-Ins - Cross Browser Exploit

Due to reading that post, I disabled all plug-ins and added the noscript plug-in since that is supposedly the only way to stay SOMEWHAT safe. But even though somewhat protected have been afraid to do online banking. Today needed to and was careful to watch what happened.

SOMETHING WAS TRYING TO STEAL MY USER ID. Had it not been for Larry's warning I could have just thought, oh my bank changed this screen around a little or something. I would not have been looking critically. I remembered when I was looking for more info about ClickJacking I found an a article about a new trojan that steals online banking info. So when something odd happened today I went to do more research on both - feeling pretty sure one of them was at play.
Trojan Can Grab Extra Personal Banking Data - PC World

"The Limbo malware integrates itself into a Web browser using a technique called HTML (Hypertext Markup Language) injection, said Uri Rivner, head of new technologies at RSA Consumer Solutions, a division of EMC. Because it's so closely integrated in the browser,
it can operate even while the user is at the real bank site and can actually change the layout of that site, he said.

"Nothing tells you that something is wrong here, with one exception: You're being asked to provide some information that you were never asked to do before," Rivner said during a briefing for reporters and analysts earlier this week. "If you are convinced that you are now communicating with the bank, the fraudsters can get away with anything they like."

I'm pretty sure it was the trojan, not the clickjacking that was trying to steal my banking info. I'll try to tell you what happened so you can be careful.

Went to log in with same user name I always use. It did not take me to the next security screen it always does to ask for next piece of info. It took me to a new screen that looked VERY official on the https//bank site. It had all the normal info you'd expect and links to more info about security and all that.

Thing is, I entered my user name correctly and this page said:
You have not entered your Online ID. Please do so and click the Sign In button.

We didnt recognize the Online ID you entered> Enter another Online ID:

It had never taken me to a page like that and was asking twice in 2 different ways for me to enter my ID.

So luckily since I had read the articles above I was worried. Called tech support. Had her enter my ID to see what screen she got next and she got the next security screen like you are supposed to. So asked her to enter my user name with a typo to compare the error screen it took her to. Very similar but NOT the same. We determined someone was trying to jack me, even though she had NO clue about either of the problems above and checked with her supervisor and he had no idea either.

I told them they need to study up, make all staff aware and put a big warning on the the log in.

WHY THIS IS SUCH A BIG DEAL???

With the economy problems financial experts are saying pull your investments and stick them in the bank. They are also saying spread your money around so you don't exceed the FDIC insurance.

So more people are sticking money in the bank, moving money around, opening new accounts, some are panicking but also the subtle difference I saw on that page - Joe surfer would not in a million years have noticed. I would not even have missed a beat if I was in a hurry and had not read that article. I would have double checked the page was secure and checked to be sure the address bar still showed me on a valid bank page. Then I would have assumed this was a normal error page I'd never seen before and MAY have entered my ID.

The other reason this is a big deal is that this trojan software used to sell for $5,000, now it's only $350. So with the BAD economy, more BAD guys are going to try to find ways to steal. This software makes it cheap and easy to do so! The PCworld article said:

The ease of going into business with this model may dramatically increase the volume of online fraud, he said.

"If phishing were a stock, I would invest in it," Rivner said.

Last of all, it's APPALLING to me that one of the biggest banks in America has no clue about this.
 
MORE INFO HERE:

FEATURE: Modern Day Malware & Organised Crime
But most impressive for me is one of the pieces of big brand malware known as Limbo. It's so subtle that all it does is inject the odd extra field in banking forms. Where you're usually asked for three digits of your security number, it may just ask you for a fourth until it slowly builds up the picture of your whole profile. Then full access to your savings can be sold for between 5-10% of the contents of your account.

These products and services are so sophisticated and user friendly that you don't even need any computer knowledge to be a hacker any more. All you have to do is hire the right people to do the job for you and you too can hold companies to ransom by threatening to shut down their servers or give away their secrets. You can collect any kind of data you like and there's always a market for whatever you can steal.

Feel free to add any other good info on the topic and BE CAREFUL OUT THERE!
 
Ya I lost a lot of money in the Indymac fiasco and am still trying to recover from that.
If I lost more money in this economy due to some stupid hacker,
I'd probably jump off a bridge! :mad: ;)
 
I just Twittered this thread

My favorite add-ons, gone. My ability to work quickly and effectively, gone.

My sense of security regarding my online dealing, teetering.

How many others are now using the No Script plugin and missing my affiliate work?

Thanks, oh so much, hacking losers! :(
 
Thanks Tony, I just Twittered it too. I need to blog it as well but need to finish a project 1st.

Then tonight I need to research how to get rid of that Trojan and try to scrub this machine clean!
I feel like I'm protected up the wazoo. In fact my machine looks like this!
:p

<a href="http://blaugh.com/2006/09/08/protection-paranoia/" rel="bookmark"><img class="comic" title="Protection Paranoia" alt="Protection Paranoia" src="http://blaugh.com/cartoons/060908_screensaver_virus.gif" width="447" height="250"/></a>​
 
I use Kaspersky Internet Security, PC Tools Spyware Doctor and Ad-aware.

I'm not sure how many know or even are paying attention to this thing yet, so hopefully you won't lose much commission. Soon, I'm sure, the browser companies or someone will come up with a better solution because this noscript is sure crippling my productivity!

I'm on my laptop now so I want to try my bank to see if this computer is infected too. I won't log in even if things look safe because my trust is shaken and I don't think anyone knows enough about clickjacking yet to know how it works. Just want to see if it takes me to that same screen on this PC. Doing every deep scan I can on my other puter in the meantime.
 
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