Best affilliate programs for payday loans/cash advance

[Johnny30]

Hi,
I'm looking for a good affiliate/direct lender with an affiliate program related to payday loans and cash advance loans. My traffic comes from SEO so it's a typical laser traffic related to payday loans and cash advance loans. Even though I tried many other solutions I currently use 2 affiliates which do pretty fine.
1. Leadclick - good rates and high number approvals
2. T3leads - good rates but lower number of approvals with the same traffic as in 1.

I'd really like to know which affiliates in your opinion are best when it comes to payday loans and cash advance, or which affiliates/direct lenders give you good conversion and good rates. I'm interested in the opinion of those who have checked this in practice. I do not really look for answers like "go to cj or azoogle" cause they won't contribute to the discussion at all.

 

[Johnny30]

come on guys! help me no1 knows anything about it?

 

[Ron Bechdolt]

You want to know which "affiliates" are best? I'm not sure folks are understanding your question. It could be too that there are just not anyone with experience either, but thought I should ask you to clarify your request.

 

[Xanadu]

Rad, is your question about affiliates or networks to join?

 

[Linda Buquet]

In the title he asked: "Best affilliate programs for payday loans/cash advance"
In the 1st sentence he said: "I'm looking for a good affiliate/direct lender with an affiliate program related to payday loans and cash advance loans"

It was only later that he said "looking for affiliates", but it appears he meant affiliate programs.

 

[LeadGen]

I've used both of those companies. I think they both do a great job of optimizing lead flow. What is interesting about payday/lenders are they will give different score cards to different lead providers. For instance both companies above have the same lender. LC shows the lead and it is turned down then T3 shows the exact same lead and it is accepted. It happens all the time.

So with generating leads for these companies how much more volume do you think you could provide for an additional company? I do a lot of work in Payday.

 

[ArizonaJay]

Not to be a negative person, but you guys might want to recognize that there is an on-going and successful effort to ban payday loans. Already happened in Arizona http://www.azag.gov/operation_sunset/op-sunset-FAQ.pdf

 

[djbaxter]

There are efforts to severely limit them in Canada, too.

 

[LeadGen]

Yeah your absolutely right. It is hard to imagine that congress would like to get rid of a 5 billion + industry that serves customers that "their" banks won't touch. That takes that many people out of the market to keep money "changing" hands. I don't think it is the best product if you don't manage your money well but then again these people need to go someone where for short term financing.

 

[djbaxter]

But they don't need to be gouged by loansharking interest rates when they go there. That seems to be the primary target in Canada.

 

[Johnny30]

Hi,
Thank you all for you replies! Of course I meant affiliate programs. Payday loans are becoming less and less popular in favour of cash advance. I do a lot of SEO for these... and cash advance and personal loans on the other hand are generating a lot more traffic

 

[ArizonaJay]

Just out of pure Curiousity, how would you define a cash advance versus payday loan?

(I'm going to assume that when you use the term "personal loans", it means the same as a signature loan or a no collateral loan. That it requires excellent credit. If I am corre t in my assumption, we can leave those out if this discussion as it's a product offered to and purchased by an entirely different consumer than pay day loan consumers.)

 

[chipmunk]

Jay-
In the way it is being used in this thread...
Cash Advance and Payday loan are the same thing.
If you have any additional questions, feel free to reach out.

Thanks,
-=Chipmunk=-