A man who paid off $100,000 while earning $7 an hour gives his 3 best tips to pay off debt

[AF-Roger]

His tips for others who are working to pay off big debt are:

• Be aggressive. Paying just the minimum won’t do the job, he says. “If people can pay off a $35,000 car loan in five years, why do they just pay minimums on student loans? If you just pay the minimum, it will never go away.”
• Automate it. Don’t give yourself the opportunity to spend money that is earmarked for debt. (Also don’t risk a late payment or oversight.)
• Use windfalls. A birthday check, a bonus or a tax refund can help you reach your goals faster, he said.

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